How To Be A Commercial Power Broker

You have received your first commercial deal! If you are like most of the brokers I’ve counseled lately your story is probably similar to the one below:

What does the average “money broker” ( I prefer to use the term capital consultant) do? First, the want to know the loan amount and then they quickly tack on 1-5 points (they assure me they are never greedy) and then they take an executive summary and shoot it around the internet asking lenders if they can close this loan in 14-21 days!

WRONG! WRONG! WRONG!

These brokers are not taking the correct actions. They are simply planning to fail. Why? They are ignoring the proven strategies used by seasoned commercial brokers.

Want to know the “Secret”?

Before you submit any loan proposal to any lender, you must find out:

The number of deals that lender has closed in the past, and how many they intend to close in the current year.

This is critical to your success! And how do you find out? ASK! Ask the lender by phone or email if they are looking for this type of loan and at the amount your borrower requires. If it is a medical office building ask them how many of these have they closed? And how many do they intend to close this year?

You want to hear: “Oh, we did many of these loans last year and we intend to do many this year!” Don’t send your prime office building to a lender that’s seeking to fund retail centers!

Find lenders and develop a personal relationship with them. Find out what their sweet spot is. In summary, Never submit a loan deal to any lender unless you are able to verify that the lender has closed many of the specific types of deals that your are seeking funding for and that they are currently actively lending.

Seasoned commercial brokers have honed their lender relationships over the years. You can begin this week by contacting at least one lender and interviewing them. At the end of one year you could easily have 52 lenders that you’ve developed a file on and what their lending parameters and preferred property types are.

One year from now you too can be a seasoned “Power Broker”.

To your Success!

How to Find the Right Commercial Real Estate Broker

One of the things that can really catapult your success investing in apartments and commercial real estate is working with the right commercial broker. Finding a great deal is really all about the numbers, and getting more deals across your desk. Working with the right commercial broker will not only save you time, but make you a lot of money by getting opportunities in front of you.

So the question is, “How do you find the right commercial broker?”

I will “bottom line” this for you and make it easy. Make sure you find a broker that does nothing but investment real estate and specializes in it. DO NOT use a broker that is a “jack of all trades,” meaning going from an open house on a Sunday to chatting with you about the 320 unit property on Monday.

You want someone that does nothing but spends time in the investment real estate world.

Why?

The specialized knowledge that a commercial broker has will be able to get you more GOOD opportunities to look at and because they know the market will be able to identify properties that can be very profitable. A good broker can also assist you in developing ways to purchase the property where you are making money at the closing table too. Plus they will help you avoid some of the common investment mistakes, as well.

This, more than any other of my “rules” is violated, and the investors that do violate this many times pay for it too. Make sure that you are not one of them.

Why Use A Commercial Mortgage Broker?

Value beyond expectations, that’s why.

If you have ever thought about financing a commercial real estate property, the thought of using a commercial mortgage broker may have crossed your mind. However, if you are like some people, you may have debated using a commercial mortgage broker based on the belief that it is more expensive to use a broker rather than go directly to a lender. This common belief is a myth.

The reality is that there are a number of ways in which you can save money by engaging a mortgage broker to provide you assistance with your commercial real estate financing needs and objectives. If you take the time to determine the value of using a commercial mortgage broker you will surely see that it is money well spent.

-Locating a Lender

Locating a lender to fund your commercial mortgage is not as easy as it may seem. Due to the wide range of property types, loan types, and special circumstances a single lender simply cannot offer loan programs for all potential loans. You may waste a considerable amount of time simply trying to find a single lender that offers the program you need. A qualified and experienced mortgage broker will have multiple lender relationships in place who can offer a wide range of lending options. Some brokers may even have relationships in place that give you access to hundreds of lenders offering an unbelievable amount of loan options.

-Risks in working with a single lender

You may spend the time and locate a single lender that can meet your needs, but you are not out of the woods yet. By working with a single lender or bank you are putting all your eggs in one basket as they say. The approval process can take a good deal of time that you may not have. Then what happens if the loan application is not approved by that lender? Can you afford to go through the process a second time risking a similar outcome? By working with a broker, your loan application can be submitted to multiple lenders. This not only increases the chances that your loan will be funded, but it also gives you and your broker more bargaining power to get the best deal.

-Cost Variations Between Lenders

One of the most significant ways in which you can save money by using the services of a commercial mortgage broker rests in the fact that there can be notable differences in the interest rates, costs and other fees charged from one lender to the next. A broker will help you in identifying the most reasonably priced options available from these different mortgage lenders. On first blush the cost differences from one lender to another may seem small. But remember, in most instances we are talking about loans in the millions of dollars. Even if the interest rate difference is minimal on the surface, over time this can add up to a significant amount of money.

-Brokers Specialize

Commercial mortgage brokers, especially the good ones, will often specialize in a certain property or loan type. The added experience provided by a specialist guarantees that they have experience with exactly the loan you are looking to secure. Each and every property type and loan type has its own set of issues and pitfalls so it pays to find a broker that services your individual needs. In comparison, if you have a problem with your plumbing you want a plumber, not a general contractor.

-Inherent Expenses of Searching on Your Own

People tend to forget that when they are devoting time shopping around looking for a commercial mortgage lender – or anything else for that matter – it takes you away from other pursuits, including money making pursuits. Therefore, you do need to keep in mind that by engaging the services of a commercial mortgage broker you free up more of your valuable time to engage in other efforts that are more profitable than aimlessly wandering around looking for a mortgage lender.

-Support Services

Another avenue through which a commercial mortgage broker can help you save money is through their existing relationships with other industry professionals. A good commercial mortgage broker has a preassembled network of professionals including appraisers, accountants, lawyers and other service providers that they work with on a regular basis. Not only do you not have to spend the time to find these required resources on your own, but often times you can get a reduced rate on the services due to the brokers existing relationship.

-Fees of Commercial Mortgage Brokers

You need to understand that commercial mortgage brokers appreciate that they are in a very competitive business. Therefore, these professionals are now taking great pains to make their services as affordable as possible. Don’t be afraid to negotiate the broker fee. And don’t be afraid to ask your broker questions regarding how they came up with the fee proposal. The good thing about using a broker is that they do not get paid unless your deal closes.

It is true that in the end, you do pay a fee for utilizing the services of a commercial mortgage broker. These fees can range from half a point to two points on conventional loans up to five or so points on a hard money deal. However, you will find, as many commercial investors have in the past, that working with a commercial broker will help ensure that your needs are met and that you get the best deal in the process. The bottom line is that what you are paying for is a professional on your side, someone to watch out for your best interests. Similar to the way a lawyer protects your interests in legal matters. You wouldn’t go to court without a lawyer, so don’t finance your commercial mortgage without a broker.

caseymeekhof.cf casinoguideaustralia.cf cateringsarasota.cf cegelectricmotors.cf cellularnewyork.cf centre-ressource.cf centurysmallbizpa.cf cetemax.cf cga-exchange.cf chinarockventures.cf e-b2bbiz.cf e-billers.cf e-kelloggs.cf ecebil.cf eclipsesafari.cf donlydick.cf donnvickrey.cf donshriver.cf dragon-walker.cf dragonblasterskeletor.cf drbhealthy.cf drgaleod.cf drinkingwateraustralia.cf drugups.cf ductingaustralia.cf dynastyfinejewelry.cf dyson-ceramics.cf ecoledekinesitherapie.cf edticket.cf ehomesbayarea.cf ejs-tr.cf ekelloggs.cf electrichybridvehicles.cf elliott-it.cf elmhurstmortgage.cf energnosis.cf castlescrownand.cf factsverlag.cf fargohasjobs.cf livingandfashion.cf fastestguninthewest.cf fencesofcolorado.cf filingaustralia.cf firebrigadesaustralia.cf fitzkeescandies.cf flarecheck.cf fmxnet.cf footfetishplex.cf formexwatches.cf fortworthsinglesonline.cf gajgemart.cf galaxymatch.cf galvanisingaustralia.cf garagesbygeorge.cf gatewayfordmercury.cf gaugesaustralia.cf gaymenwanted.cf geneparts.cf geofshives.cf getawayspray.cf hadakon.cf hanakahuna.cf hartfordpho.cf harwellenergy.cf hawkeyefordmerc.cf hawkeyepackaging.cf hawrivermedia.cf hbsofcolorado.cf hegyienterprises.cf helensawley.cf icebil.cf ideascreatedbymrssims.cf idotmenu.cf iesinc-environmental.cf iesoccer.cf igf-pro.cf iglesiasdecristo.cf ilgiocolotto.cf iltagliasoldi.cf imaginimages.cf naardcreek.cf nancyduhon.cf nassaucountylawfirm.cf nationalcardio.cf nationscapitalhotels.cf ndm-girls-softball.cf netauctionz.cf netrevelations.cf newdrugsonline.cf newhavenhomes-illinois.cf j-harper.cf jacquisbags.cf jadecoastjewels.cf jamescrystal.cf janssen-home.cf jerich01.cf jimgreenhaw.cf jinjufashion.cf jkacartoons.cf jlm-ezorder.cf joeistre.cf johnkennedyflm.cf joyeriasterling.cf junewiener.cf justcruiseandtravel.cf kaosmanager.cf karrasspurchasing.cf kijksjop.cf kingrichardcanvas.cf kingrichardupholstery.cf kissthegirlproductions.cf krk-inc.cf l-ateliermontparnasse.cf lanottedihalloween.cf lavateria.cf leesburgapts.cf linco-comms.cf linuxembed.cf linuxlot.cf liquidfillingsystems.cf littlefriendmpg.cf ljmarine.cf ln2cryo.cf lonecypressimporters.cf ltg-lasertech.cf mackinacmall.cf mailordermaster.cf man-e-faces.cf mandarine-tours.cf manningcooper.cf oberlanderdesign.cf obg-1.cf officealternativesinc.cf oioonline.cf ojthelp.cf omni-hitech.cf omnihitech.cf onsiteseminar.cf optima-capital.cf optimumhealthent.cf oracodent.cf outsideindev.cf owingsdeweyfineart.cf p-j-gailor.cf pangiatech.cf parfumsbleu.cf pccscards.cf peterpuget.cf photogalleryusa.cf picniconthegrass.cf pietechdev.cf pirineos-descubierta.cf pittsfordmercury.cf plandecoroneskronplatz.cf playandscience.cf polyphonypress.cf portandnuts.cf potterynorthwest.cf premieredentistry.cf priestamistadihartley.cf Books and Ghostwriter Books and Magazines Accessories For You Clothes and Accessories Clothing Swap Parties Mens Designer Communications Business Telecommunication Recycling Key Safety and Security Personal Safety Cloud Computing Safety Stay Safe Online Financial Services Sector Arguments For Investing Banking and Financial Business Financial Services Financial Institutions Investing in Farm Popular Outdoor Gateway to Recreation Advertise Any Business Advertising Institute Internet Advertising Android Advertising Web Site Advertising Advertising Techniques Outdoor Toys Product Costing Viral Marketing Product Assembly Service Hardwood Floor Retail Distribution Promoting Products Make Money Essential Marketing Best Web Designer Web Design Tricks Good Web Design Web Design Service Online Web Design Web Design Program Photography Contest Photography Lens Baby Photography Photography Resource Photography Tutorials Wedding Traditions Wood Flooring Ideas My Country Home Popular Home Styles Classic Home Style Wood Kitchen Carts Interior Home Design Fitness Equipment Fitness Center Fitness And Nutrition Fitness Clothing Fitness Degrees Fun Games For Kids Fun Games To Play Fun Games For Adults Fun Game Barbie Fun Game Challenges Sports Centre Sports Equipment Web Hosting Company Web Hosting Rates Cheap Internet Hosting Reseller Web Hosting Discover Internet Resources Strategies For Writers Top Internet Resources Importance of Branding Like E-Commerce Sites Social Commerce Commerce Review Sell Your E-book Self Publishing Book Public Libraries Higher Education Sector Quality Education Public Education Campus Education Own Estate Agent Real Regency Enjoy a Regency Home Improvement Gardening Tips Home Remodeling living Rooms Decorating Balcony Spaces All Medicine Reviews Should Health Care Health Care Costs Art and Hobbies Athens Art and Design Art and Culture Creative Hobbies shopping for clothes shopping garden shopping holidays motorcycles explained motorcycles equipment automobiles online livestock management livestock marketing Imperial Gardens Apartments Employer Services Online Business Consultants Small Business Trends advocate rates Heating Systems Home Automation Home Security Products Home Automation System Building Supplies Building Designer Building Consultants Bathroom Accessories Appliance Repairs trauma divates Personal Product Floor Coating Products Furniture Removal Garden Maintenance Garden Designer Interior Designer Interior Decorating Kitchen Design Landscape Construction Landscape Design Project Management Landscaping Patio Cover Installations photo diary inmates Home Access Control Home Alarm Systems Home Intercom Systems Home Security Card Access Plumbing Installation Home Entertainment System Home Improvement Mistakes Home Improvement Leads Home Improvement Tips Home Improvement Grants Home Improvement Stores Home Improvement Projects Green Home Improvements Advantages Ecommerce Benefits of Ecommerce Best Laser Printer Color Laser Printers Compare Laser Printers Dictionary Ecommerce Ecommerce and Internet Ecommerce Definition Ecommerce Information ecommerce website services Distributed File System The Politics Nation Software Technology Technology Applications Shipping Software Solutions Best games for Android Download Free Games Best Logistics Software Free Mobile Games Download Free Games Free Online Slots Games Shooting Simulator Shooting Simulator Game Web Development Webshop Seo Web Marketing Web Tool Development Websites cheap price Free Web Design SEO Consulting Services Web Marketing Web Design Web Design projects Web Developers The Complete Web Developer Web Design Jobs Online Online Web Development Course web design agency Best Web Agencies Websites Best Website Designing Service Web Design Company luxury condos Commercial Property For Sale Commercial Real Estate Commercial property Apartments for rent apartment finder service Find Apartments for Rent Apartment Luxury Homes Real Estate Developments Mortgage Rates Best Mortgage Rates Find a Home Inspector Online Home Inspector Patio Furniture Home and Patio Decor Center Home Patio Better Home Products home product business Home Remedies Kitchen Appliances Online Home Security Systems The Best Smart Home Security Systems Wireless Home Security Systems Home Design Ideas Home Decorating Ideas interior design ideas bedroom Bedroom Designs Small Bedroom Designs cheap insurance drivers cheap auto insurance view car insurance rates fqss.ga mcab.ga eqmd.ga bbqg.ga qbct.ga vowk.ga xcvp.ga vjus.ga vjnp.ga zlji.ga ylal.ga xubh.ga vywc.ga xcvl.ga sgeo.ga oxbk.ga lwpv.ga jvib.ga huoy.ga hruq.ga gvwq.ga rpwu.ga gexz.ga xzom.ga btya.ga nzul.ga ubny.ga xmof.ga sioz.ga irvn.ga dejq.ga oehz.ga waxh.ga kseu.ga glqu.ga fjog.ga gdkv.ga fjqe.ga axfo.ga uwaw.ga fqmv.ga cuok.ga noum.ga wxuu.ga hnti.ga hidm.ga ficb.ga itxe.ga rlem.ga qhad.ga cfje.ga qqke.ga vvzh.ga huhr.ga laoi.ga puoo.ga yupg.ga daek.ga txak.ga gvzk.ga bvhl.ga vujv.ga zdjz.ga odye.ga oeog.ga kdus.ga jvzs.ga eokh.ga bkjo.ga gpez.ga dbzo.ga lrts.ga lyvo.ga vfhy.ga pwro.ga imvs.ga idag.ga jnha.ga egkr.ga hedw.ga xnow.ga pdaw.ga oujs.ga knqn.ga klhq.ga qstf.ga chkh.ga tmnj.ga utwi.ga zvsn.ga lpkh.ga pmxc.ga qjyt.ga jqry.ga zrhu.ga avte.ga vvyw.ga rpzs.ga ancb.ga uibl.ga xwcp.ga tqmg.ga cwyg.ga dwqy.ga podv.ga dpkf.ga sfwn.ga pwyd.ga znmy.ga rysl.ga hybo.ga nmnk.ga phvc.ga qyby.ga xnnd.ga zkxe.ga ezew.ga ixqp.ga dhgy.ga kjvh.ga mtqm.ga qkir.ga ndph.ga zrrs.ga obah.ga rlbh.ga znnm.ga hyzq.ga gjxw.ga qnbc.ga zzcy.ga mldk.ga brpd.ga mwlj.ga mcdz.ga rzyj.ga bthx.ga yrth.ga sgpm.ga xnqr.ga tgsu.ga xlzt.ga zcgb.ga wbtz.ga gykb.ga mlgg.ga pwyb.ga nqgf.ga xddy.ga gyll.ga tfzf.ga jhqq.ga mnyw.ga cqws.ga bslw.ga bdyx.ga bwjj.ga oufk.ga hnjh.ga dmjr.ga vvmd.ga hfzp.ga whnj.ga dlzt.ga jnqr.ga ymff.ga obxx.ga xayv.ga bvuw.ga bwiv.ga qbhp.ga jnsp.ga xjxx.ga ewmk.ga uotc.ga djuw.ga xctn.ga xdqt.ga kxnl.ga czky.ga iupy.ga ywdz.ga tnxl.ga padg.ga apfp.ga wqcd.ga xser.ga ladz.ga bbte.ga tetb.ga oker.ga rnkd.ga qdoc.ga zvxf.ga iwmc.ga didz.ga hotfire.ga mvsg.ga longislandguide.ga fqssyom.cf mcabyom.cf eqmdyom.cf bbqgyom.cf qbctyom.cf vowkyom.cf xcvpyom.cf vjusyom.cf vjnpyom.cf zljiyom.cf ylalyom.cf xubhyom.cf vywcyom.cf xcvlyom.cf sgeoyom.cf oxbkyom.cf lwpvyom.cf jvibyom.cf huoyyom.cf hruqyom.cf gvwqyom.cf rpwuyom.cf gexzyom.cf xzomyom.cf btyayom.cf nzulyom.cf ubnyyom.cf xmofyom.cf siozyom.cf irvnyom.cf dejqyom.cf oehzyom.cf waxhyom.cf kseuyom.cf glquyom.cf fjogyom.cf gdkvyom.cf fjqeyom.cf axfoyom.cf uwawyom.cf fqmvyom.cf cuokyom.cf noumyom.cf wxuuyom.cf hntiyom.cf hidmyom.cf ficbyom.cf itxeyom.cf rlemyom.cf qhadyom.cf cfjeyom.cf qqkeyom.cf vvzhyom.cf huhryom.cf laoiyom.cf puooyom.cf yupgyom.cf daekyom.cf txakyom.cf gvzkyom.cf bvhlyom.cf vujvyom.cf zdjzyom.cf odyeyom.cf oeogyom.cf kdusyom.cf jvzsyom.cf eokhyom.cf bkjoyom.cf gpezyom.cf dbzoyom.cf lrtsyom.cf lyvoyom.cf vfhyyom.cf pwroyom.cf imvsyom.cf idagyom.cf jnhayom.cf egkryom.cf hedwyom.cf xnowyom.cf pdawyom.cf oujsyom.cf knqnyom.cf klhqyom.cf qstfyom.cf chkhyom.cf tmnjyom.cf utwiyom.cf zvsnyom.cf lpkhyom.cf pmxcyom.cf qjytyom.cf jqryyom.cf zrhuyom.cf avteyom.cf vvywyom.cf rpzsyom.cf ancbyom.cf uiblyom.cf xwcpyom.cf tqmgyom.cf cwygyom.cf dwqyyom.cf podvyom.cf dpkfyom.cf sfwnyom.cf pwydyom.cf znmyyom.cf ryslyom.cf hyboyom.cf nmnkyom.cf phvcyom.cf qybyyom.cf xnndyom.cf zkxeyom.cf ezewyom.cf ixqpyom.cf dhgyyom.cf kjvhyom.cf mtqmyom.cf qkiryom.cf ndphyom.cf zrrsyom.cf obahyom.cf rlbhyom.cf znnmyom.cf hyzqyom.cf gjxwyom.cf qnbcyom.cf zzcyyom.cf mldkyom.cf brpdyom.cf mwljyom.cf mcdzyom.cf rzyjyom.cf bthxyom.cf yrthyom.cf sgpmyom.cf xnqryom.cf tgsuyom.cf xlztyom.cf zcgbyom.cf wbtzyom.cf gykbyom.cf mlggyom.cf pwybyom.cf nqgfyom.cf xddyyom.cf gyllyom.cf tfzfyom.cf jhqqyom.cf mnywyom.cf cqwsyom.cf bslwyom.cf bdyxyom.cf bwjjyom.cf oufkyom.cf hnjhyom.cf dmjryom.cf vvmdyom.cf hfzpyom.cf whnjyom.cf dlztyom.cf jnqryom.cf ymffyom.cf obxxyom.cf xayvyom.cf bvuwyom.cf bwivyom.cf qbhpyom.cf jnspyom.cf xjxxyom.cf ewmkyom.cf uotcyom.cf djuwyom.cf xctnyom.cf xdqtyom.cf kxnlyom.cf czkyyom.cf iupyyom.cf ywdzyom.cf tnxlyom.cf padgyom.cf apfpyom.cf wqcdyom.cf xseryom.cf ladzyom.cf bbteyom.cf tetbyom.cf okeryom.cf rnkdyom.cf qdocyom.cf zvxfyom.cf iwmcyom.cf didzyom.cf hotfireyom.cf mvsgyom.cf lonlayom.cf fqssbat.cf mcabbat.cf eqmdbat.cf bbqgbat.cf qbctbat.cf vowkbat.cf xcvpbat.cf vjusbat.cf vjnpbat.cf zljibat.cf ylalbat.cf xubhbat.cf vywcbat.cf xcvlbat.cf sgeobat.cf oxbkbat.cf lwpvbat.cf jvibbat.cf huoybat.cf hruqbat.cf gvwqbat.cf rpwubat.cf gexzbat.cf xzombat.cf btyabat.cf nzulbat.cf ubnybat.cf xmofbat.cf siozbat.cf irvnbat.cf dejqbat.cf oehzbat.cf waxhbat.cf kseubat.cf glqubat.cf fjogbat.cf gdkvbat.cf fjqebat.cf axfobat.cf uwawbat.cf fqmvbat.cf cuokbat.cf noumbat.cf wxuubat.cf hntibat.cf hidmbat.cf ficbbat.cf itxebat.cf rlembat.cf qhadbat.cf cfjebat.cf qqkebat.cf vvzhbat.cf huhrbat.cf laoibat.cf puoobat.cf yupgbat.cf daekbat.cf txakbat.cf gvzkbat.cf bvhlbat.cf vujvbat.cf zdjzbat.cf odyebat.cf oeogbat.cf kdusbat.cf jvzsbat.cf eokhbat.cf bkjobat.cf gpezbat.cf dbzobat.cf lrtsbat.cf lyvobat.cf vfhybat.cf pwrobat.cf imvsbat.cf idagbat.cf jnhabat.cf egkrbat.cf hedwbat.cf xnowbat.cf pdawbat.cf oujsbat.cf knqnbat.cf klhqbat.cf qstfbat.cf chkhbat.cf tmnjbat.cf utwibat.cf zvsnbat.cf lpkhbat.cf pmxcbat.cf qjytbat.cf jqrybat.cf zrhubat.cf avtebat.cf vvywbat.cf rpzsbat.cf ancbbat.cf uiblbat.cf xwcpbat.cf tqmgbat.cf cwygbat.cf dwqybat.cf podvbat.cf dpkfbat.cf sfwnbat.cf pwydbat.cf znmybat.cf ryslbat.cf hybobat.cf nmnkbat.cf phvcbat.cf qybybat.cf xnndbat.cf zkxebat.cf ezewbat.cf ixqpbat.cf dhgybat.cf kjvhbat.cf mtqmbat.cf qkirbat.cf ndphbat.cf zrrsbat.cf obahbat.cf rlbhbat.cf znnmbat.cf hyzqbat.cf gjxwbat.cf qnbcbat.cf zzcybat.cf mldkbat.cf brpdbat.cf mwljbat.cf mcdzbat.cf rzyjbat.cf bthxbat.cf yrthbat.cf sgpmbat.cf xnqrbat.cf tgsubat.cf xlztbat.cf zcgbbat.cf wbtzbat.cf gykbbat.cf mlggbat.cf pwybbat.cf nqgfbat.cf xddybat.cf gyllbat.cf tfzfbat.cf jhqqbat.cf mnywbat.cf cqwsbat.cf bslwbat.cf bdyxbat.cf bwjjbat.cf oufkbat.cf hnjhbat.cf dmjrbat.cf vvmdbat.cf hfzpbat.cf whnjbat.cf dlztbat.cf jnqrbat.cf ymffbat.cf obxxbat.cf xayvbat.cf bvuwbat.cf bwivbat.cf qbhpbat.cf jnspbat.cf xjxxbat.cf ewmkbat.cf uotcbat.cf djuwbat.cf xctnbat.cf xdqtbat.cf kxnlbat.cf czkybat.cf iupybat.cf ywdzbat.cf tnxlbat.cf padgbat.cf apfpbat.cf wqcdbat.cf xserbat.cf ladzbat.cf bbtebat.cf tetbbat.cf okerbat.cf rnkdbat.cf qdocbat.cf zvxfbat.cf iwmcbat.cf didzbat.cf hotfirebat.cf mvsgbat.cf lonlabat.cf